@import"https://fonts.googleapis.com/css2?family=Jost:wght@300;400;500;600;700;800;900&display=swap";.hero-section{background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 60%,#0f8a6f 100%);background-size:200% 200%;animation:gradientShift 8s ease infinite;padding:90px 0 80px;position:relative;overflow:hidden;min-height:88vh;display:flex;align-items:center;max-width:100%;box-sizing:border-box}.hero-section:before{content:"";position:absolute;top:-120px;right:-120px;width:500px;height:500px;background:radial-gradient(circle,rgba(252,182,80,.18) 0%,transparent 70%);border-radius:50%;animation:float 6s ease-in-out infinite}.hero-section:after{content:"";position:absolute;bottom:-80px;left:-80px;width:350px;height:350px;background:radial-gradient(circle,rgba(255,255,255,.06) 0%,transparent 70%);border-radius:50%;animation:float 8s ease-in-out infinite reverse}.hero-dots{position:absolute;top:0;right:0;bottom:0;left:0;pointer-events:none;background-image:radial-gradient(circle,rgba(255,255,255,.08) 1px,transparent 1px);background-size:32px 32px}.hero-section .sf-container{position:relative;z-index:1;width:100%}.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.hero-left{display:flex;flex-direction:column;gap:28px}.hero-badge{display:inline-flex;align-items:center;gap:10px;background:#ffffff1f;color:#ffffffeb;padding:8px 18px;border-radius:99px;font-size:.85rem;font-weight:600;border:1px solid rgba(255,255,255,.2);width:fit-content;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);animation:fadeRight .8s ease both}.hero-badge i{color:var(--accent)}.hero-h1{font-size:clamp(2.4rem,5.5vw,4rem);font-weight:900;line-height:1.05;color:var(--white);margin:0;animation:fadeRight .8s ease .1s both}.hero-h1 .hl{color:var(--accent);display:inline-block;animation:glowPulseAlt 3s ease infinite}.hero-desc{color:#ffffffc7;font-size:1.1rem;line-height:1.75;animation:fadeRight .8s ease .2s both}.hero-cta{display:flex;gap:14px;flex-wrap:wrap;animation:fadeRight .8s ease .3s both}.hero-stats-row{display:flex;gap:20px;flex-wrap:wrap;animation:fadeRight .8s ease .4s both}.hero-stat-pill{background:#ffffff1a;border:1px solid rgba(255,255,255,.2);border-radius:var(--radius);padding:12px 18px;display:flex;flex-direction:column;align-items:center;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);transition:var(--transition)}.hero-stat-pill:hover{background:#ffffff2e;transform:translateY(-2px)}.hero-stat-pill .num{font-size:1.3rem;font-weight:800;color:var(--accent);line-height:1}.hero-stat-pill .lbl{font-size:.78rem;color:#ffffffbf;font-weight:500}.hero-right{animation:fadeLeft .9s ease .2s both;position:relative}.loan-type-label{color:#ffffffd9;font-weight:700;font-size:.9rem;margin-bottom:14px;display:flex;align-items:center;gap:8px}.loan-cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.loan-card{background:#ffffff1a;border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:18px 10px;text-align:center;cursor:pointer;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);transition:var(--transition);position:relative;overflow:hidden}.loan-card:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(135deg,rgba(252,182,80,.15),transparent);opacity:0;transition:opacity .3s ease}.loan-card:hover{background:#fff3;transform:translateY(-5px) scale(1.03);border-color:#fcb65080;box-shadow:0 12px 32px #0003}.loan-card:hover:before{opacity:1}.loan-card .icon{font-size:2.2rem;margin-bottom:10px;transition:transform .3s ease;display:block}.loan-card:hover .icon{transform:scale(1.2) rotate(-5deg)}.loan-card h4{color:var(--white);font-size:.8rem;margin:0;font-weight:700;line-height:1.3}.about-section{padding:90px 0;background:var(--white)}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.about-image-wrap{position:relative;border-radius:var(--radius-lg);overflow:hidden}.about-image-wrap img{width:100%;height:480px;object-fit:cover;border-radius:var(--radius-lg);transition:transform .6s ease}.about-image-wrap:hover img{transform:scale(1.04)}.image-badge{position:absolute;bottom:28px;left:-20px;background:var(--white);border-radius:var(--radius);padding:14px 20px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px;animation:float 4s ease-in-out infinite}.image-badge .badge-icon{width:44px;height:44px;background:var(--primary);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--white);font-size:1.2rem}.image-badge .num{font-size:1.3rem;font-weight:800;color:var(--primary);line-height:1}.image-badge .lbl{font-size:.75rem;color:var(--text-muted);font-weight:500}.image-badge2{position:absolute;top:28px;right:-20px;background:var(--primary);border-radius:var(--radius);padding:12px 18px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:10px;animation:floatX 5s ease-in-out infinite}.image-badge2 .ico{font-size:1.4rem}.image-badge2 .txt{font-size:.82rem;color:var(--white);font-weight:700}.play-overlay{position:absolute;top:0;right:0;bottom:0;left:0;display:flex;align-items:center;justify-content:center;background:#074c3e33}.play-btn-circle{width:76px;height:76px;background:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.5rem;color:var(--primary);box-shadow:0 8px 32px #0003;transition:var(--transition);position:relative}.play-btn-circle:before{content:"";position:absolute;top:-8px;right:-8px;bottom:-8px;left:-8px;border:2px solid rgba(255,255,255,.5);border-radius:50%;animation:pulse-ring 2s ease-out infinite}.play-btn-circle:hover{background:var(--accent);color:var(--primary);transform:scale(1.12)}.about-content{display:flex;flex-direction:column;gap:28px}.about-tabs{display:flex;gap:4px;border-bottom:2px solid var(--border)}.tab-btn{padding:10px 22px;background:none;border:none;cursor:pointer;font-weight:700;font-size:.9rem;color:var(--text-muted);border-bottom:3px solid transparent;margin-bottom:-2px;transition:var(--transition);border-radius:6px 6px 0 0;font-family:Jost,sans-serif}.tab-btn.active{color:var(--primary);border-bottom-color:var(--primary);background:#074c3e0d}.tab-btn:hover:not(.active){color:var(--text-dark);background:var(--bg-light)}.tab-panel{animation:fadeUp .4s ease both}.feature-list{display:flex;flex-direction:column;gap:12px;margin-top:16px}.feature-item{display:flex;align-items:flex-start;gap:14px;padding:16px 18px;background:var(--bg-light);border-radius:var(--radius);border:1px solid transparent;transition:var(--transition)}.feature-item:hover{border-color:#074c3e33;background:#edf5f2;transform:translate(4px)}.feature-icon{width:42px;height:42px;background:var(--primary);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--white);font-size:1.05rem;flex-shrink:0;transition:var(--transition)}.feature-item:hover .feature-icon{background:var(--accent);color:var(--primary-dark);transform:rotate(-5deg) scale(1.1)}.feature-text h5{margin:0 0 4px;font-size:.95rem;color:var(--text-dark)}.feature-text p{font-size:.85rem;color:var(--text-muted)}.stats-section{padding:70px 0;background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 100%);position:relative;overflow:hidden}.stats-section:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px);background-size:30px 30px}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;text-align:center;position:relative;z-index:1}.stat-item{padding:28px;border-radius:var(--radius);background:#ffffff12;border:1px solid rgba(255,255,255,.12);transition:var(--transition);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.stat-item:hover{background:#ffffff24;transform:translateY(-6px);box-shadow:0 16px 40px #0003}.stat-icon{font-size:1.8rem;color:var(--accent);margin-bottom:12px}.stat-number{font-size:clamp(1.8rem,3.5vw,2.8rem);font-weight:900;color:var(--white);line-height:1;margin-bottom:6px}.stat-label{font-size:.88rem;color:#ffffffb8;font-weight:500}.steps-section{padding:90px 0;background:var(--bg-light)}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:56px}.step-card{background:var(--white);border-radius:var(--radius-lg);padding:36px 28px;text-align:center;box-shadow:var(--shadow);border:2px solid transparent;transition:var(--transition);position:relative;overflow:hidden}.step-card:hover{border-color:var(--primary);transform:translateY(-8px);box-shadow:var(--shadow-lg)}.step-number{position:absolute;top:16px;right:20px;font-size:5rem;font-weight:900;color:#074c3e0f;line-height:1}.step-icon{width:80px;height:80px;margin:0 auto 24px;background:linear-gradient(135deg,#e8f4f0,#c8e8df);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:2rem;color:var(--primary);transition:var(--transition);position:relative;z-index:1}.step-card:hover .step-icon{background:var(--primary);color:var(--white);transform:scale(1.12) rotate(-8deg);box-shadow:0 8px 24px #074c3e4d}.step-card h4{margin-bottom:10px;color:var(--text-dark);position:relative;z-index:1}.step-card p{color:var(--text-muted);font-size:.92rem;line-height:1.7;position:relative;z-index:1}.testimonials-section{padding:90px 0;background:var(--white)}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}.testimonial-card{background:var(--white);border:2px solid var(--border);border-radius:var(--radius-lg);padding:32px 26px;box-shadow:var(--shadow);transition:var(--transition);position:relative;overflow:hidden}.testimonial-card:before{content:'"';position:absolute;top:-10px;right:20px;font-size:8rem;font-family:serif;color:var(--primary);opacity:.06;line-height:1;pointer-events:none}.testimonial-card:hover{border-color:var(--primary);transform:translateY(-6px);box-shadow:var(--shadow-lg)}.stars{color:var(--accent);font-size:1rem;margin-bottom:16px}.review-text{font-size:.95rem;line-height:1.75;color:var(--text-muted);margin-bottom:24px;font-style:italic}.reviewer{display:flex;align-items:center;gap:14px}.reviewer-avatar{width:50px;height:50px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--primary-light));display:flex;align-items:center;justify-content:center;color:var(--white);font-weight:800;font-size:1.1rem;flex-shrink:0}.reviewer-name{font-weight:700;font-size:.95rem;margin-bottom:2px}.reviewer-role{font-size:.8rem;color:var(--text-muted)}.faq-section{padding:90px 0;background:var(--bg-light)}.faq-list{display:flex;flex-direction:column;gap:14px;margin-top:56px}.faq-item{background:var(--white);border:2px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:border-color .3s ease}.faq-question{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;font-weight:700;font-size:1rem;color:var(--text-dark);gap:14px;transition:color .2s ease;font-family:Jost,sans-serif}.faq-question:hover{color:var(--primary)}.faq-icon{width:28px;height:28px;border-radius:50%;border:2px solid var(--primary);display:flex;align-items:center;justify-content:center;color:var(--primary);flex-shrink:0;transition:var(--transition)}.faq-item.open .faq-icon{background:var(--primary);color:var(--white);transform:rotate(45deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s ease;padding:0 26px}.faq-answer.open{max-height:200px;padding:0 26px 22px}.faq-answer p{font-size:.95rem;color:var(--text-muted);line-height:1.75}@media (max-width: 991px){.hero-section{min-height:unset;padding:70px 0 60px;overflow-x:hidden}.hero-grid{grid-template-columns:1fr;gap:40px;text-align:center;width:100%}.hero-left{align-items:center}.hero-badge{margin:0 auto}.hero-cta,.hero-stats-row{justify-content:center}.about-grid{grid-template-columns:1fr;gap:40px}.about-image-wrap img{height:340px}.about-content{align-items:flex-start}.image-badge{left:10px;bottom:18px}.image-badge2{right:10px;top:18px}.stats-grid{grid-template-columns:repeat(2,1fr);gap:20px}.testimonials-grid,.steps-grid{grid-template-columns:1fr 1fr;gap:20px}.loan-cards-grid{grid-template-columns:repeat(3,1fr)}}@media (max-width: 767px){.hero-section{padding:56px 0 48px;overflow-x:hidden}.hero-section:before,.hero-section:after{width:200px;height:200px}.hero-h1{font-size:clamp(2rem,8vw,2.8rem)}.hero-desc{font-size:1rem}.hero-cta{flex-wrap:wrap;gap:12px}.hero-stats-row{gap:10px;justify-content:center;flex-wrap:wrap}.hero-stat-pill{padding:10px 14px;min-width:80px}.hero-stat-pill .num{font-size:1.1rem}.hero-stat-pill .lbl{font-size:.72rem}.loan-cards-grid{grid-template-columns:repeat(2,1fr);gap:10px}.loan-card{padding:14px 8px}.loan-card .icon{font-size:1.8rem}.loan-card h4{font-size:.75rem}.steps-grid,.testimonials-grid{grid-template-columns:1fr}.stats-grid{grid-template-columns:1fr 1fr;gap:16px}.stat-item{padding:20px 14px}.about-image-wrap img{height:280px}.image-badge,.image-badge2{display:none}.faq-question{padding:16px 18px;font-size:.92rem}.faq-answer{padding:0 18px}.faq-answer.open{padding:0 18px 16px}}@media (max-width: 480px){.hero-section{padding:44px 0 40px;overflow-x:hidden}.hero-section:before,.hero-section:after{display:none}.hero-h1{font-size:1.9rem}.hero-badge{font-size:.75rem;padding:6px 14px}.hero-cta{flex-direction:column;align-items:stretch}.hero-cta .sf-btn{justify-content:center;width:100%}.hero-stats-row{gap:8px}.hero-stat-pill{flex:1 1 calc(50% - 8px);text-align:center}.loan-cards-grid{grid-template-columns:repeat(2,1fr);gap:8px}.loan-card .icon{font-size:1.6rem;margin-bottom:6px}.loan-card h4{font-size:.72rem}.stats-grid{grid-template-columns:1fr 1fr;gap:12px}.stat-item{padding:16px 10px}.stat-icon{font-size:1.5rem}.stat-number{font-size:1.6rem}.steps-grid{gap:16px}.step-card{padding:28px 20px}.testimonials-grid{gap:16px}.testimonial-card{padding:24px 18px}.faq-question{padding:14px 16px;font-size:.88rem}}.about-story{padding:90px 0;background:var(--white)}.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.story-img-wrap{position:relative;border-radius:var(--radius-lg);overflow:visible}.story-img-wrap img{width:100%;height:480px;object-fit:cover;border-radius:var(--radius-lg)}.story-badge{position:absolute;bottom:28px;left:-24px;background:var(--white);border-radius:var(--radius);padding:14px 20px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px;animation:float 4s ease-in-out infinite}.story-badge .icon{width:44px;height:44px;background:var(--primary);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--white);font-size:1.2rem;flex-shrink:0}.story-badge .num{font-size:1.3rem;font-weight:800;color:var(--primary);line-height:1}.story-badge .lbl{font-size:.75rem;color:var(--text-muted)}.story-content{display:flex;flex-direction:column;gap:24px}.check-list{display:flex;flex-direction:column;gap:12px;margin-top:8px}.check-item{display:flex;align-items:center;gap:12px;font-size:.95rem;color:var(--text-muted)}.check-item i{color:var(--primary);font-size:1.1rem;flex-shrink:0}.about-stats{padding:70px 0;background:linear-gradient(135deg,var(--primary-dark),var(--primary))}.about-stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}.astats-item{padding:24px;border-radius:var(--radius);background:#ffffff14;border:1px solid rgba(255,255,255,.12);transition:var(--transition)}.astats-item:hover{background:#ffffff29;transform:translateY(-4px)}.astats-item .num{font-size:clamp(1.8rem,3vw,2.6rem);font-weight:900;color:var(--accent);line-height:1;margin-bottom:6px}.astats-item .lbl{font-size:.88rem;color:#ffffffbf}.values-section{padding:90px 0;background:var(--white)}.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}.value-card{padding:32px 28px;border-radius:var(--radius-lg);background:var(--bg-light);border:2px solid transparent;transition:var(--transition)}.value-card:hover{border-color:var(--primary);background:var(--white);transform:translateY(-4px);box-shadow:var(--shadow)}.value-icon{width:60px;height:60px;border-radius:var(--radius);background:var(--primary);display:flex;align-items:center;justify-content:center;font-size:1.5rem;color:var(--white);margin-bottom:18px;transition:var(--transition)}.value-card:hover .value-icon{background:var(--accent);color:var(--primary-dark);transform:rotate(-8deg)}.value-card h4{font-size:1rem;font-weight:800;margin-bottom:10px}.value-card p{font-size:.9rem;color:var(--text-muted);line-height:1.7}.team-section{padding:90px 0;background:var(--bg-light)}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:56px}.team-card{background:var(--white);border-radius:var(--radius-lg);padding:28px 20px;text-align:center;border:2px solid var(--border);box-shadow:var(--shadow);transition:var(--transition)}.team-card:hover{border-color:var(--primary);transform:translateY(-6px);box-shadow:var(--shadow-lg)}.team-avatar{width:88px;height:88px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:2rem;font-weight:900;color:var(--white);margin:0 auto 16px;border:4px solid var(--bg-light)}.team-card h4{font-size:1rem;font-weight:800;margin-bottom:4px}.team-card p{font-size:.85rem;color:var(--text-muted);margin-bottom:16px}.team-social{display:flex;justify-content:center;gap:8px}.team-social a{width:34px;height:34px;border-radius:50%;background:var(--bg-light);display:flex;align-items:center;justify-content:center;color:var(--primary);font-size:.95rem;transition:var(--transition)}.team-social a:hover{background:var(--primary);color:var(--white)}@media (max-width:991px){.story-grid{grid-template-columns:1fr}.team-grid,.values-grid,.about-stats-grid{grid-template-columns:repeat(2,1fr)}.story-img-wrap img{height:340px}}@media (max-width:600px){.team-grid,.values-grid{grid-template-columns:1fr}.about-stats-grid{grid-template-columns:repeat(2,1fr)}.story-badge{left:8px}}.contact-section{padding:90px 0;background:var(--white)}.contact-grid{display:grid;grid-template-columns:1fr 1.6fr;gap:60px;align-items:start}.contact-info{display:flex;flex-direction:column;gap:28px}.contact-info h2{font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:800;line-height:1.2}.contact-info>div>p{color:var(--text-muted);line-height:1.75;margin-top:12px}.contact-card{display:flex;align-items:flex-start;gap:16px;padding:20px;background:var(--bg-light);border-radius:var(--radius);border:2px solid transparent;transition:var(--transition)}.contact-card:hover{border-color:var(--primary);background:var(--white);box-shadow:var(--shadow)}.contact-card .ico{width:50px;height:50px;border-radius:12px;background:var(--primary);display:flex;align-items:center;justify-content:center;color:var(--white);font-size:1.3rem;flex-shrink:0;transition:var(--transition)}.contact-card:hover .ico{background:var(--accent);color:var(--primary-dark);transform:rotate(-8deg)}.contact-card h5{font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);margin-bottom:4px}.contact-card p{font-size:.95rem;color:var(--text-dark);font-weight:600;margin:0}.contact-card a{color:var(--primary);font-size:.9rem;font-weight:500;display:block;margin-top:2px;transition:color .2s}.contact-card a:hover{color:var(--accent)}.contact-form-wrap{background:var(--white);border-radius:var(--radius-lg);padding:44px 40px;box-shadow:var(--shadow-lg);border:1px solid var(--border);position:relative;overflow:hidden}.contact-form-wrap:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--accent));background-size:200%;animation:gradientShift 3s ease infinite}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-group{display:flex;flex-direction:column;gap:7px;margin-bottom:20px}.form-group label{font-size:.88rem;font-weight:700;color:var(--text-dark)}.form-group input,.form-group select,.form-group textarea{padding:13px 16px;border:2px solid var(--border);border-radius:10px;font-size:.95rem;font-family:Jost,sans-serif;color:var(--text-dark);background:var(--white);transition:border-color .25s ease,box-shadow .25s ease;outline:none;width:100%}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--primary);box-shadow:0 0 0 4px #074c3e14}.form-group textarea{resize:vertical;min-height:130px}.form-group select{cursor:pointer;-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23074C3E' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px}.form-success{background:#074c3e0f;border:2px solid var(--primary);border-radius:var(--radius);padding:18px 22px;color:var(--primary);font-weight:700;align-items:center;gap:12px;margin-top:16px}.map-section{padding:0 0 90px;background:var(--white)}.map-wrap{border-radius:var(--radius-lg);overflow:hidden;height:400px;background:linear-gradient(135deg,#e8f4f0,#c8e8df);display:flex;align-items:center;justify-content:center;border:2px solid var(--border)}.map-placeholder{text-align:center;color:var(--primary)}.map-placeholder i{font-size:3rem;display:block;margin-bottom:12px}.map-placeholder p{font-size:1rem;font-weight:600}@media (max-width:991px){.contact-grid{grid-template-columns:1fr}.contact-form-wrap{padding:32px 24px}.form-row{grid-template-columns:1fr}}@media (max-width:480px){.contact-form-wrap{padding:24px 16px}}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:56px}.service-card{background:var(--white);border-radius:var(--radius-lg);padding:36px 28px;border:2px solid var(--border);box-shadow:var(--shadow);transition:var(--transition);position:relative;overflow:hidden;display:flex;flex-direction:column;gap:18px}.service-card:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(135deg,rgba(7,76,62,.04),transparent);opacity:0;transition:opacity .3s}.service-card:hover{border-color:var(--primary);transform:translateY(-8px);box-shadow:var(--shadow-lg)}.service-card:hover:before{opacity:1}.service-icon{width:68px;height:68px;border-radius:var(--radius);background:linear-gradient(135deg,#e8f4f0,#c8e8df);display:flex;align-items:center;justify-content:center;font-size:1.8rem;color:var(--primary);transition:var(--transition);flex-shrink:0}.service-card:hover .service-icon{background:var(--primary);color:var(--white);transform:rotate(-8deg) scale(1.1)}.service-card h4{font-size:1.1rem;font-weight:800;color:var(--text-dark);margin:0}.service-card p{font-size:.92rem;color:var(--text-muted);line-height:1.7;flex:1}.service-link{display:inline-flex;align-items:center;gap:8px;color:var(--primary);font-weight:700;font-size:.9rem;transition:var(--transition)}.service-link i{transition:transform .3s}.service-card:hover .service-link{color:var(--accent)}.service-card:hover .service-link i{transform:translate(4px)}.why-section{padding:90px 0;background:var(--primary);position:relative;overflow:hidden}.why-section:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px);background-size:28px 28px}.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;z-index:1}.why-card{background:#ffffff14;border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:28px 22px;text-align:center;transition:var(--transition);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.why-card:hover{background:#ffffff29;transform:translateY(-6px)}.why-card i{font-size:2rem;color:var(--accent);margin-bottom:14px;display:block}.why-card h5{color:var(--white);font-weight:800;margin-bottom:8px;font-size:.95rem}.why-card p{color:#ffffffb8;font-size:.85rem;line-height:1.65;margin:0}.cta-section{padding:90px 0;background:var(--bg-light);text-align:center}.cta-card{background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:var(--radius-lg);padding:60px 40px;position:relative;overflow:hidden}.cta-card:before{content:"";position:absolute;top:-80px;right:-80px;width:300px;height:300px;background:radial-gradient(circle,rgba(252,182,80,.2),transparent 70%);border-radius:50%}.cta-card h2{color:var(--white);font-size:clamp(1.6rem,3vw,2.4rem);font-weight:900;margin-bottom:16px}.cta-card p{color:#ffffffc7;font-size:1rem;max-width:540px;margin:0 auto 32px}@media (max-width:991px){.services-grid,.why-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:600px){.services-grid,.why-grid{grid-template-columns:1fr}.cta-card{padding:40px 20px}}.support-section{padding:70px 0;background:var(--bg-light)}.support-channels{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:60px}.channel-card{background:var(--white);border-radius:var(--radius-lg);padding:36px 28px;text-align:center;border:2px solid var(--border);box-shadow:var(--shadow);transition:var(--transition)}.channel-card:hover{border-color:var(--primary);transform:translateY(-6px);box-shadow:var(--shadow-lg)}.channel-icon{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,#e8f4f0,#c8e8df);display:flex;align-items:center;justify-content:center;font-size:1.8rem;color:var(--primary);margin:0 auto 20px;transition:var(--transition)}.channel-card:hover .channel-icon{background:var(--primary);color:var(--white);transform:scale(1.1) rotate(-8deg)}.channel-card h4{font-size:1.05rem;font-weight:800;margin-bottom:8px}.channel-card p{font-size:.88rem;color:var(--text-muted);line-height:1.65;margin-bottom:20px}.channel-badge{display:inline-block;font-size:.75rem;font-weight:700;padding:4px 12px;border-radius:99px;background:#074c3e14;color:var(--primary);margin-bottom:16px}.faq-support{padding:70px 0;background:var(--white)}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:48px}.faq-item{background:var(--bg-light);border:2px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:border-color .3s}.faq-item.open{border-color:var(--primary)}.faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;font-weight:700;font-size:.92rem;color:var(--text-dark);gap:12px;font-family:Jost,sans-serif}.faq-q:hover{color:var(--primary)}.faq-ico{width:26px;height:26px;border-radius:50%;border:2px solid var(--primary);display:flex;align-items:center;justify-content:center;color:var(--primary);flex-shrink:0;transition:var(--transition)}.faq-item.open .faq-ico{background:var(--primary);color:var(--white);transform:rotate(45deg)}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s;padding:0 22px}.faq-a.open{max-height:200px;padding:0 22px 18px}.faq-a p{font-size:.88rem;color:var(--text-muted);line-height:1.7}.chat-section{padding:70px 0;background:linear-gradient(135deg,var(--primary-dark),var(--primary))}.chat-inner{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.chat-text h2{color:var(--white);font-size:clamp(1.6rem,3vw,2.2rem);font-weight:900;margin-bottom:12px}.chat-text p{color:#ffffffc7;font-size:1rem;line-height:1.75;margin-bottom:28px}.chat-form{background:#ffffff1a;border:1px solid rgba(255,255,255,.2);border-radius:var(--radius-lg);padding:28px;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.chat-form input,.chat-form textarea{width:100%;padding:12px 16px;background:#ffffff1a;border:1px solid rgba(255,255,255,.25);border-radius:10px;color:var(--white);font-family:Jost,sans-serif;font-size:.9rem;outline:none;margin-bottom:14px;transition:border-color .25s}.chat-form input::placeholder,.chat-form textarea::placeholder{color:#ffffff80}.chat-form input:focus,.chat-form textarea:focus{border-color:var(--accent)}.chat-form textarea{min-height:100px;resize:vertical}@media (max-width:991px){.support-channels{grid-template-columns:1fr 1fr}.faq-grid,.chat-inner{grid-template-columns:1fr}}@media (max-width:600px){.support-channels{grid-template-columns:1fr}}.refin-section{padding:70px 0;background:var(--bg-light)}.refin-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:48px;align-items:start}.refin-heading{font-size:clamp(1.5rem,2.8vw,2.1rem);font-weight:800;margin-bottom:16px}.benefit-list{display:flex;flex-direction:column;gap:12px;margin-bottom:28px}.benefit-item{display:flex;align-items:center;gap:12px;padding:14px 18px;background:var(--white);border-radius:10px;border:2px solid transparent;transition:var(--transition)}.benefit-item:hover{border-color:var(--primary);transform:translate(4px)}.benefit-item i{color:var(--primary);font-size:1.1rem;flex-shrink:0}.benefit-item span{font-size:.92rem;color:var(--text-dark);font-weight:600}.refin-calc{background:var(--white);border-radius:var(--radius-lg);padding:36px;box-shadow:var(--shadow-lg);border:1px solid rgba(7,76,62,.08);position:relative;overflow:hidden}.refin-calc:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--accent),var(--primary));background-size:200%;animation:gradientShift 3s ease infinite}.refin-calc h3{font-size:1.1rem;font-weight:800;margin-bottom:22px;display:flex;align-items:center;gap:8px}.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}.form-g{display:flex;flex-direction:column;gap:6px}.form-g label{font-size:.82rem;font-weight:700;color:var(--text-dark)}.form-g input,.form-g select{padding:11px 14px;border:2px solid var(--border);border-radius:10px;font-size:.9rem;font-family:Jost,sans-serif;outline:none;transition:border-color .25s;width:100%;color:var(--text-dark)}.form-g input:focus,.form-g select:focus{border-color:var(--primary)}.form-g select{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23074C3E' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px;cursor:pointer}.savings-box{background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:var(--radius);padding:24px;margin-top:20px;text-align:center;display:none}.savings-box.show{display:block;animation:fadeUp .4s ease both}.savings-box .s-lbl{font-size:.85rem;color:#ffffffbf;margin-bottom:8px}.savings-box .s-val{font-size:2rem;font-weight:900;color:var(--accent);line-height:1}.savings-box .s-note{font-size:.8rem;color:#fff9;margin-top:8px}.savings-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}.s-item{background:#ffffff1a;border-radius:8px;padding:12px;text-align:center}.s-item .sv{font-size:.95rem;font-weight:800;color:var(--white)}.s-item .sl{font-size:.72rem;color:#ffffffa6;text-transform:uppercase;letter-spacing:.05em}.steps-refin{padding:70px 0;background:var(--white)}.steps-grid-r{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:48px}.step-r{background:var(--bg-light);border-radius:var(--radius-lg);padding:28px 22px;text-align:center;border:2px solid transparent;transition:var(--transition);position:relative}.step-r:after{content:"→";position:absolute;right:-20px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--border)}.step-r:last-child:after{display:none}.step-r:hover{border-color:var(--primary);background:var(--white);box-shadow:var(--shadow)}.step-num{width:44px;height:44px;border-radius:50%;background:var(--primary);color:var(--white);font-weight:800;font-size:1rem;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}.step-r h4{font-size:.92rem;font-weight:800;margin-bottom:8px}.step-r p{font-size:.83rem;color:var(--text-muted);line-height:1.6}@media (max-width:991px){.refin-grid{grid-template-columns:1fr}.steps-grid-r{grid-template-columns:repeat(2,1fr)}.step-r:after{display:none}}@media (max-width:600px){.calc-row,.steps-grid-r,.savings-breakdown{grid-template-columns:1fr}}@keyframes fadeUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.calc-section{padding:70px 0 90px;background:var(--bg-light)}.loan-type-pills{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:40px}.type-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;background:var(--white);border:2px solid var(--border);border-radius:99px;font-size:.88rem;font-weight:600;color:var(--text-muted);cursor:pointer;transition:var(--transition);font-family:Jost,sans-serif}.type-pill:hover{border-color:var(--primary);color:var(--primary);background:#074c3e0d}.type-pill.active{border-color:var(--primary);background:var(--primary);color:var(--white)}.pill-rate{font-size:.75rem;opacity:.8}.calc-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:32px;align-items:start}.calc-input-panel{background:var(--white);border-radius:var(--radius-lg);padding:36px;box-shadow:var(--shadow-lg);border:1px solid rgba(7,76,62,.08);position:relative;overflow:hidden}.calc-input-panel:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--accent),var(--primary));background-size:200%;animation:gradientShift 3s ease infinite}.calc-input-panel h3{font-size:1.15rem;font-weight:800;margin-bottom:28px;display:flex;align-items:center;gap:8px}.calc-field{margin-bottom:22px}.calc-field label{display:block;font-size:.88rem;font-weight:700;color:var(--text-dark);margin-bottom:8px}.req{color:#ef4444}.input-wrap{display:flex;align-items:center;border:2px solid var(--border);border-radius:10px;overflow:hidden;transition:border-color .25s}.input-wrap:focus-within{border-color:var(--primary);box-shadow:0 0 0 4px #074c3e14}.input-pre{display:flex;align-items:center;justify-content:center;padding:0 14px;background:var(--bg-light);color:var(--primary);font-weight:700;font-size:1rem;border-right:2px solid var(--border);height:48px;flex-shrink:0}.input-wrap input{flex:1;padding:12px 16px;border:none;outline:none;font-size:.95rem;font-family:Jost,sans-serif;color:var(--text-dark);background:var(--white)}.field-hint{font-size:.78rem;color:var(--text-muted);margin-top:6px}.tenure-quick{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}.tq-btn{padding:6px 14px;border:2px solid var(--border);border-radius:99px;background:var(--white);font-size:.8rem;font-weight:600;color:var(--text-muted);cursor:pointer;transition:var(--transition);font-family:Jost,sans-serif}.tq-btn:hover{border-color:var(--primary);color:var(--primary)}.tq-btn.active{border-color:var(--primary);background:var(--primary);color:var(--white)}.calc-result-panel{background:var(--white);border-radius:var(--radius-lg);padding:36px;box-shadow:var(--shadow-lg);border:1px solid rgba(7,76,62,.08)}.emi-display{text-align:center;padding:28px;background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:var(--radius);margin-bottom:24px}.emi-label{font-size:.88rem;color:#ffffffbf;margin-bottom:8px;font-weight:600}.emi-value{font-size:clamp(2rem,4vw,3rem);font-weight:900;color:var(--accent);line-height:1;margin-bottom:6px}.emi-sub{font-size:.82rem;color:#ffffffa6}.donut-wrap{display:flex;align-items:center;gap:28px;margin-bottom:24px}.donut-svg{width:140px;height:140px;flex-shrink:0}.donut-legend{display:flex;flex-direction:column;gap:12px}.legend-item{display:flex;align-items:center;gap:10px;font-size:.88rem;color:var(--text-muted)}.dot{width:12px;height:12px;border-radius:50%;flex-shrink:0}.legend-item strong{color:var(--text-dark);margin-left:4px}.result-breakdown{background:var(--bg-light);border-radius:var(--radius);padding:20px}.rb-item{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--border);font-size:.92rem}.rb-item:last-child{border-bottom:none}.rb-total{padding-top:12px;font-weight:700;font-size:1rem}.empty-result{text-align:center;padding:40px;color:var(--text-muted)}.empty-result p{font-size:.95rem;line-height:1.75}.schedule-wrap{margin-top:40px;background:var(--white);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow);border:1px solid var(--border);animation:fadeUp .4s ease both}.schedule-table-wrap{overflow-x:auto}.schedule-table{width:100%;border-collapse:collapse;font-size:.88rem}.schedule-table th{background:var(--primary);color:var(--white);padding:12px 16px;text-align:left;font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.05em}.schedule-table td{padding:11px 16px;border-bottom:1px solid var(--border);color:var(--text-dark)}.schedule-table tr:hover td{background:var(--bg-light)}.schedule-table tr:last-child td{border-bottom:none;font-weight:700}@media (max-width:991px){.calc-grid{grid-template-columns:1fr}.donut-wrap{flex-direction:column;align-items:flex-start}}@media (max-width:600px){.calc-input-panel,.calc-result-panel{padding:24px 16px}.loan-type-pills{gap:8px}.type-pill{padding:8px 12px;font-size:.82rem}}:root{--primary: #074C3E;--primary-light: #0a6b58;--primary-dark: #053528;--accent: #FCB650;--accent-dark: #e09c30;--text-dark: #0f1923;--text-muted: #6b7280;--bg-light: #f4f9f7;--white: #ffffff;--border: #e2e8f0;--radius: 14px;--radius-lg: 24px;--shadow: 0 4px 32px rgba(7,76,62,.1);--shadow-lg: 0 16px 48px rgba(7,76,62,.16);--transition: .3s cubic-bezier(.4,0,.2,1)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Jost,sans-serif;font-size:16px;color:var(--text-dark);background:var(--white);overflow-x:hidden;margin:0;padding-top:74px}img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit}ul{list-style:none;margin:0;padding:0}p{margin-bottom:0;line-height:1.7}h1,h2,h3,h4,h5,h6{margin:0}@keyframes navSlide{0%{opacity:0;transform:translateY(-16px)}to{opacity:1;transform:translateY(0)}}@keyframes gradientShift{0%{background-position:0% 50%}50%{background-position:100% 50%}to{background-position:0% 50%}}@keyframes shimmer{0%{background-position:-400px 0}to{background-position:400px 0}}@keyframes scaleIn{0%{opacity:0;transform:scale(.85)}to{opacity:1;transform:scale(1)}}@keyframes fadeUp{0%{opacity:0;transform:translateY(40px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeRight{0%{opacity:0;transform:translate(-50px)}to{opacity:1;transform:translate(0)}}@keyframes fadeLeft{0%{opacity:0;transform:translate(50px)}to{opacity:1;transform:translate(0)}}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-12px)}}@keyframes floatX{0%,to{transform:translate(0) rotate(0)}50%{transform:translate(10px) rotate(5deg)}}@keyframes pulse-ring{0%{transform:scale(.9);opacity:.7}to{transform:scale(1.6);opacity:0}}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}@keyframes ripple{to{transform:scale(4);opacity:0}}@keyframes glowPulseAlt{0%,to{filter:drop-shadow(0 0 8px rgba(252,182,80,.3))}50%{filter:drop-shadow(0 0 20px rgba(252,182,80,.7))}}@keyframes glowPulse{0%,to{box-shadow:0 4px 16px #fcb65059}50%{box-shadow:0 4px 28px #fcb650a6}}.reveal{opacity:0;transform:translateY(40px);transition:opacity .7s ease,transform .7s ease}.reveal-left{opacity:0;transform:translate(-50px);transition:opacity .7s ease,transform .7s ease}.reveal-right{opacity:0;transform:translate(50px);transition:opacity .7s ease,transform .7s ease}.reveal-scale{opacity:0;transform:scale(.88);transition:opacity .6s ease,transform .6s ease}.reveal.visible,.reveal-left.visible,.reveal-right.visible,.reveal-scale.visible{opacity:1;transform:none}.delay-1{transition-delay:.1s}.delay-2{transition-delay:.2s}.delay-3{transition-delay:.3s}.delay-4{transition-delay:.4s}.delay-5{transition-delay:.5s}.delay-6{transition-delay:.6s}.sf-container{width:100%;max-width:1320px;margin:0 auto;padding:0 20px}.sf-section-label{display:inline-flex;align-items:center;gap:8px;background:#074c3e14;color:var(--primary);padding:7px 16px;border-radius:99px;font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:14px}.sf-section-title{font-size:clamp(1.7rem,3.5vw,2.6rem);font-weight:800;line-height:1.15;color:var(--text-dark)}.sf-section-title .hl{color:var(--accent)}.sf-section-title .hl-green{color:var(--primary)}.sf-section-desc{color:var(--text-muted);font-size:1.05rem;line-height:1.75;margin-top:14px}.sf-btn{display:inline-flex;align-items:center;gap:10px;padding:12px 28px;border-radius:99px;font-weight:700;font-size:.95rem;border:none;cursor:pointer;transition:var(--transition);white-space:nowrap;text-decoration:none;font-family:Jost,sans-serif}.sf-btn-primary{background:var(--primary);color:var(--white);box-shadow:0 4px 20px #074c3e40}.sf-btn-primary:hover{color:var(--white);transform:translateY(-2px);box-shadow:0 8px 28px #074c3e59}.sf-btn-accent{background:var(--accent);color:var(--primary-dark);box-shadow:0 4px 20px #fcb65059}.sf-btn-accent:hover{background:var(--accent-dark);color:var(--primary-dark);transform:translateY(-2px)}.sf-btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}.sf-btn-outline:hover{background:var(--primary);color:var(--white);transform:translateY(-2px)}.sf-btn i{transition:transform .3s ease}.sf-btn:hover i{transform:translate(4px)}.w-100{width:100%;justify-content:center}.sf-page-hero{background:linear-gradient(135deg,var(--primary-dark),var(--primary));padding:70px 0 60px;position:relative;overflow:hidden}.sf-page-hero:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle,rgba(255,255,255,.06) 1px,transparent 1px);background-size:28px 28px}.sf-page-hero-inner{text-align:center;position:relative;z-index:1}.sf-page-hero h1{font-size:clamp(2rem,5vw,3.5rem);font-weight:900;color:var(--white);margin-bottom:14px}.sf-page-hero h1 span{color:var(--accent)}.sf-page-hero p{color:#ffffffc7;font-size:1.1rem;max-width:560px;margin:0 auto 20px;line-height:1.75}.sf-breadcrumb{display:inline-flex;align-items:center;gap:8px;color:#ffffffa6;font-size:.88rem;font-weight:500}.sf-breadcrumb a{color:#fffc}.sf-breadcrumb a:hover{color:var(--accent)}.sf-breadcrumb i{font-size:.75rem}#sf-preloader{position:fixed;top:0;right:0;bottom:0;left:0;background:var(--primary);z-index:9999;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:20px;transition:opacity .5s ease}#sf-preloader.hide{opacity:0;pointer-events:none}.sf-preloader-logo{font-size:2rem;font-weight:900;color:var(--white);animation:scaleIn .6s ease both}.sf-preloader-logo span{color:var(--accent)}.sf-preloader-bar{width:160px;height:3px;background:#fff3;border-radius:99px;overflow:hidden}.sf-preloader-fill{height:100%;border-radius:99px;background:linear-gradient(90deg,var(--accent) 0%,#fff 40%,var(--accent) 100%);background-size:400px 100%;animation:shimmer 1.2s infinite}.sf-back-top{position:fixed;bottom:28px;right:28px;z-index:900;width:48px;height:48px;background:var(--primary);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.15rem;box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;transition:opacity .3s ease,transform .3s ease,background .3s ease;transform:translateY(16px);border:none;cursor:pointer}.sf-back-top.show{opacity:1;pointer-events:auto;transform:translateY(0)}.sf-back-top:hover{background:var(--accent);color:var(--primary);transform:translateY(-3px)}.sf-header{position:fixed;top:0;left:0;width:100%;z-index:1000;background:var(--primary);box-shadow:0 2px 20px #00000026;transition:background .4s ease,box-shadow .4s ease;animation:navSlide .6s ease both}.sf-header.scrolled{background:var(--primary-dark);box-shadow:0 4px 30px #0000004d}.sf-nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}.sf-brand{font-size:1.7rem;font-weight:900;color:var(--white);letter-spacing:-.5px;transition:transform .3s ease;white-space:nowrap;flex-shrink:0}.sf-brand:hover{color:var(--white);transform:scale(1.04)}.sf-brand .accent{color:var(--accent)}.sf-nav-links{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0;flex:1;justify-content:center}.sf-nav-links li a{display:block;padding:8px 16px;color:#ffffffd1;font-size:.93rem;font-weight:500;border-radius:8px;transition:color .2s ease,background .2s ease;position:relative;white-space:nowrap;cursor:pointer}.sf-nav-links li a:after{content:"";position:absolute;bottom:4px;left:50%;right:50%;height:2px;background:var(--accent);border-radius:99px;transition:left .3s ease,right .3s ease}.sf-nav-links li a:hover:after,.sf-nav-links li.active a:after{left:16px;right:16px}.sf-nav-links li a:hover,.sf-nav-links li.active a{color:var(--white)}.sf-dropdown{position:relative}.sf-dropdown-menu{position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%) translateY(-8px);min-width:220px;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-lg);border:1px solid var(--border);padding:8px;opacity:0;pointer-events:none;transition:opacity .25s ease,transform .25s ease;z-index:999}.sf-dropdown:hover .sf-dropdown-menu,.sf-dropdown:focus-within .sf-dropdown-menu{opacity:1;pointer-events:auto;transform:translate(-50%) translateY(0)}.sf-dropdown-menu a{display:flex;align-items:center;gap:10px;padding:10px 14px;color:#0f1923!important;font-size:.9rem;font-weight:500;border-radius:8px;transition:background .2s ease,color .2s ease}.sf-dropdown-menu a:hover{background:var(--bg-light);color:var(--primary)}.sf-dropdown-menu a i{font-size:1rem;color:var(--primary);flex-shrink:0}.sf-dropdown>a .chevron{font-size:.7rem;margin-left:4px;transition:transform .25s}.sf-dropdown:hover>a .chevron{transform:rotate(180deg)}.sf-btn-signin{display:inline-flex;align-items:center;gap:8px;padding:10px 24px;background:var(--accent);color:var(--primary-dark);border-radius:99px;font-weight:700;font-size:.9rem;transition:var(--transition);white-space:nowrap;flex-shrink:0;animation:glowPulse 3s ease-in-out infinite;border:none;cursor:pointer;font-family:Jost,sans-serif}.sf-btn-signin:hover{background:var(--accent-dark);transform:translateY(-2px)}.sf-hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;color:var(--white);font-size:1.6rem;line-height:1;flex-shrink:0}.sf-sidebar-overlay{position:fixed;top:0;right:0;bottom:0;left:0;z-index:850;background:#05332880;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);opacity:0;pointer-events:none;transition:opacity .3s}.sf-sidebar-overlay.active{opacity:1;pointer-events:auto}.sf-sidebar{position:fixed;top:0;left:0;height:100%;width:310px;z-index:860;background:var(--white);transform:translate(-100%);transition:transform .35s cubic-bezier(.4,0,.2,1);overflow-y:auto;display:flex;flex-direction:column;box-shadow:4px 0 40px #074c3e2e}.sf-sidebar.active{transform:translate(0)}.sf-sidebar-header{display:flex;align-items:center;justify-content:space-between;padding:20px 20px 16px;border-bottom:1px solid var(--border)}.sf-sidebar-brand{font-size:1.35rem;font-weight:900;color:var(--text-dark)}.sf-sidebar-brand .accent{color:var(--accent)}.sf-sidebar-close{width:38px;height:38px;background:#f1f3f2;border:none;border-radius:10px;cursor:pointer;color:var(--text-dark);display:flex;align-items:center;justify-content:center;font-size:1.4rem;transition:background .2s,color .2s}.sf-sidebar-close:hover{background:var(--border);color:var(--primary)}.sf-sidebar-nav{display:flex;flex-direction:column;padding:14px 16px;gap:4px;flex:1}.sf-sidebar-nav>a,.sf-sidebar-dropdown-btn{display:flex;align-items:center;gap:12px;padding:13px 16px;border-radius:10px;font-weight:600;font-size:.95rem;color:var(--text-dark);cursor:pointer;background:none;border:none;transition:background .2s,color .2s;width:100%;text-align:left;font-family:Jost,sans-serif}.sf-sidebar-nav>a:hover,.sf-sidebar-dropdown-btn:hover{background:var(--bg-light);color:var(--primary)}.sf-sidebar-nav>a.active-link{background:#074c3e14;color:var(--primary);font-weight:700}.sf-sidebar-dropdown-btn{justify-content:space-between}.sf-arrow{transition:transform .3s;font-size:.85rem}.sf-sidebar-dropdown-btn.open .sf-arrow{transform:rotate(180deg)}.sf-sidebar-sub{display:flex;flex-direction:column;gap:2px;padding-left:20px;overflow:hidden;max-height:0;transition:max-height .35s ease}.sf-sidebar-sub.open{max-height:300px}.sf-sidebar-sub a{display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:8px;color:var(--text-muted);font-size:.88rem;font-weight:500;transition:background .2s,color .2s}.sf-sidebar-sub a:hover{background:var(--bg-light);color:var(--primary)}.sf-sidebar-divider{border:none;border-top:1px solid var(--border);margin:8px 20px}.sf-sidebar-info{display:flex;flex-direction:column;gap:12px;padding:16px 20px 24px}.sf-sidebar-info a{display:flex;align-items:center;gap:10px;color:var(--text-muted);font-size:.85rem;font-weight:500;transition:color .2s}.sf-sidebar-info a:hover{color:var(--primary)}.sf-sidebar-signin{margin-top:4px;background:var(--primary)!important;color:var(--white)!important;border-radius:10px;justify-content:center!important}.sf-sidebar-signin:hover{background:var(--primary-light)!important}.sf-ticker{background:var(--accent);padding:10px 0;overflow:hidden}.sf-ticker-inner{display:flex;white-space:nowrap;animation:marquee 30s linear infinite}.sf-ticker-item{display:inline-flex;align-items:center;gap:8px;padding:0 28px;font-size:.85rem;font-weight:700;color:var(--primary-dark)}.sf-ticker-item i{color:var(--primary)}.sf-ticker-dot{width:5px;height:5px;background:var(--primary);border-radius:50%;flex-shrink:0;align-self:center}.sf-footer{background:var(--primary-dark);color:#ffffffbf;padding:80px 0 0;position:relative;overflow:hidden}.sf-footer:before{content:"";position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:radial-gradient(circle,rgba(252,182,80,.08) 0%,transparent 70%);border-radius:50%}.sf-footer-grid{display:grid;grid-template-columns:2fr 1.5fr 1.5fr 2fr;gap:48px;margin-bottom:60px;position:relative;z-index:1}.sf-footer-brand h2{color:var(--white);font-size:1.9rem;font-weight:900;margin-bottom:14px}.sf-footer-brand h2 span{color:var(--accent)}.sf-footer-brand p{font-size:.9rem;line-height:1.75;margin-bottom:22px}.sf-footer-social{display:flex;gap:10px}.sf-social-btn{width:40px;height:40px;border-radius:50%;background:#ffffff1a;border:1px solid rgba(255,255,255,.15);display:flex;align-items:center;justify-content:center;color:var(--white);font-size:1rem;transition:var(--transition);cursor:pointer}.sf-social-btn:hover{background:var(--accent);color:var(--primary-dark);transform:translateY(-3px) scale(1.1);border-color:var(--accent)}.sf-footer-col h4{color:var(--white);font-size:1rem;font-weight:800;margin-bottom:22px}.sf-footer-contact{display:flex;flex-direction:column;gap:14px}.sf-footer-contact a{display:flex;align-items:flex-start;gap:12px;color:#ffffffb8;font-size:.88rem;line-height:1.55;transition:var(--transition)}.sf-footer-contact a:hover{color:var(--white);transform:translate(4px)}.sf-footer-contact .ico{width:34px;height:34px;border-radius:8px;background:#ffffff1a;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:.9rem;transition:background .2s}.sf-footer-contact a:hover .ico{background:var(--accent);color:var(--primary-dark)}.sf-footer-links{display:flex;flex-direction:column;gap:10px}.sf-footer-links a{color:#ffffffb8;font-size:.9rem;transition:var(--transition);display:flex;align-items:center;gap:8px;padding:2px 0}.sf-footer-links a i{font-size:.7rem;transition:transform .2s}.sf-footer-links a:hover{color:var(--white)}.sf-footer-links a:hover i{transform:translate(4px)}.sf-footer-newsletter p{font-size:.9rem;line-height:1.7;margin-bottom:20px}.sf-newsletter-form{display:flex;border-radius:10px;overflow:hidden;border:1px solid rgba(255,255,255,.2);transition:border-color .3s ease}.sf-newsletter-form:focus-within{border-color:var(--accent)}.sf-newsletter-form input{flex:1;padding:13px 18px;background:#ffffff14;border:none;color:var(--white);font-size:.9rem;outline:none;font-family:inherit}.sf-newsletter-form input::placeholder{color:#ffffff73}.sf-newsletter-form button{padding:13px 20px;background:var(--accent);color:var(--primary-dark);border:none;cursor:pointer;font-size:1.1rem;font-weight:700;transition:var(--transition);font-family:inherit}.sf-newsletter-form button:hover{background:var(--white)}.sf-footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:24px 0;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;position:relative;z-index:1}.sf-footer-bottom p{font-size:.85rem;color:#ffffff8c}.sf-footer-bottom-links{display:flex;gap:20px}.sf-footer-bottom-links a{color:#ffffff8c;font-size:.85rem;transition:color .2s}.sf-footer-bottom-links a:hover{color:var(--white)}@media (max-width:1200px){.sf-footer-grid{grid-template-columns:1fr 1fr;gap:40px}.sf-nav-links li a{padding:8px 12px;font-size:.88rem}}@media (max-width:991px){body{padding-top:66px}.sf-nav{height:66px}.sf-nav-links,.sf-btn-signin{display:none}.sf-hamburger{display:block}.sf-footer-grid{grid-template-columns:1fr 1fr;gap:32px}}@media (max-width:767px){.sf-footer-grid{grid-template-columns:1fr;gap:28px}.sf-footer-bottom{flex-direction:column;text-align:center}.sf-footer-bottom-links{justify-content:center}.sf-page-hero{padding:55px 0 45px}}@media (max-width:480px){.sf-footer-social{flex-wrap:wrap}.sf-container{padding:0 16px}}[data-theme=dark]{--primary: #50607720;--primary-light: #46597556;--primary-dark: #46597556;--accent: #fbbf24;--accent-dark: #f59e0b;--text-dark: #ffffff;--text-muted: #94a3b8;--bg-light: #0f172a;--white: #1e293b;--border: #334155;--shadow: 0 4px 32px rgba(0,0,0,.4);--shadow-lg: 0 16px 48px rgba(0,0,0,.6)}[data-theme=dark] body{background:#0a0f1e;color:var(--text-dark)}[data-theme=dark] .sf-header{background:linear-gradient(90deg,#0d1424,#111827);border-bottom:1px solid #1e3a5f;box-shadow:0 2px 20px #00000080}[data-theme=dark] .sf-header.scrolled{background:#090e1a;box-shadow:0 4px 30px #0009}[data-theme=dark] .sf-sidebar{background:#0d1424;border-right:1px solid #1e3a5f}[data-theme=dark] .sf-sidebar-header{border-color:#1e3a5f}[data-theme=dark] .sf-sidebar-brand{color:var(--text-dark)}[data-theme=dark] .sf-sidebar-close{background:#1e2d47;color:var(--text-dark)}[data-theme=dark] .sf-sidebar-nav>a,[data-theme=dark] .sf-sidebar-dropdown-btn{color:var(--text-dark)}[data-theme=dark] .sf-sidebar-nav>a:hover,[data-theme=dark] .sf-sidebar-dropdown-btn:hover{background:#1e2d47;color:#93c5fd}[data-theme=dark] .sf-sidebar-nav>a.active-link{background:#60a5fa1f;color:#60a5fa}[data-theme=dark] .sf-sidebar-sub a{color:var(--text-muted)}[data-theme=dark] .sf-sidebar-sub a:hover{background:#1e2d47;color:#93c5fd}[data-theme=dark] .sf-sidebar-info a{color:var(--text-muted)}[data-theme=dark] .sf-sidebar-divider{border-color:#1e3a5f}[data-theme=dark] .sf-dropdown-menu{background:#1e293b;border-color:#334155;box-shadow:0 8px 32px #0009}[data-theme=dark] .sf-dropdown-menu a:hover{background:#0f172a;color:var(--accent)!important}[data-theme=dark] .sf-card,[data-theme=dark] .team-card,[data-theme=dark] .testimonial-card,[data-theme=dark] .step-card,[data-theme=dark] .service-card,[data-theme=dark] .channel-card,[data-theme=dark] .contact-form-wrap,[data-theme=dark] .refin-calc,[data-theme=dark] .calc-input-panel,[data-theme=dark] .calc-result-panel,[data-theme=dark] .faq-item,[data-theme=dark] .schedule-wrap{background:#1e293b;border-color:#334155}[data-theme=dark] .sf-card:hover,[data-theme=dark] .team-card:hover,[data-theme=dark] .service-card:hover{border-color:#60a5fa}[data-theme=dark] .value-card{background:#0f172a;border-color:transparent}[data-theme=dark] .value-card:hover{background:#1e293b;border-color:#60a5fa}[data-theme=dark] .contact-card{background:#0f172a;border-color:transparent}[data-theme=dark] .contact-card:hover{background:#1e293b;border-color:#60a5fa}[data-theme=dark] .feature-item{background:#0f172a;border-color:transparent}[data-theme=dark] .feature-item:hover{background:#1e293b;border-color:#60a5fa4d}[data-theme=dark] .benefit-item{background:#1e293b;border-color:transparent}[data-theme=dark] .benefit-item:hover{border-color:#60a5fa}[data-theme=dark] .about-section,[data-theme=dark] .testimonials-section,[data-theme=dark] .values-section,[data-theme=dark] .contact-section,[data-theme=dark] .map-section,[data-theme=dark] .steps-refin,[data-theme=dark] .faq-support,[data-theme=dark] .sf-section{background:#0a0f1e!important}[data-theme=dark] .steps-section,[data-theme=dark] .faq-section,[data-theme=dark] .support-section,[data-theme=dark] .refin-section,[data-theme=dark] .calc-section,[data-theme=dark] .team-section,[data-theme=dark] .cta-section{background:#0f172a!important}[data-theme=dark] .form-group input,[data-theme=dark] .form-group select,[data-theme=dark] .form-group textarea,[data-theme=dark] .form-g input,[data-theme=dark] .form-g select,[data-theme=dark] .calc-field input,[data-theme=dark] .input-wrap input{background:#0f172a;border-color:#334155;color:#e2e8f0}[data-theme=dark] .form-group input:focus,[data-theme=dark] .form-group select:focus,[data-theme=dark] .form-group textarea:focus,[data-theme=dark] .form-g input:focus,[data-theme=dark] .form-g select:focus,[data-theme=dark] .calc-field input:focus{border-color:#60a5fa;box-shadow:0 0 0 4px #60a5fa1f}[data-theme=dark] .input-wrap{border-color:#334155;background:#0f172a}[data-theme=dark] .input-wrap:focus-within{border-color:#60a5fa;box-shadow:0 0 0 4px #60a5fa1f}[data-theme=dark] .input-pre{background:#1e293b;border-color:#334155;color:#60a5fa}[data-theme=dark] .slider-output{background:#0f172a;border-color:#334155}[data-theme=dark] .chat-form input,[data-theme=dark] .chat-form textarea{background:#ffffff0f;border-color:#ffffff26}[data-theme=dark] .result-breakdown{background:#0f172a}[data-theme=dark] .rb-item{border-color:#334155}[data-theme=dark] .schedule-table td{border-color:#334155;color:#e2e8f0}[data-theme=dark] .schedule-table tr:hover td{background:#1e293b}[data-theme=dark] .type-pill{background:#1e293b;border-color:#334155;color:#94a3b8}[data-theme=dark] .type-pill:hover{border-color:#60a5fa;color:#60a5fa;background:#60a5fa1a}[data-theme=dark] .type-pill.active{background:#60a5fa;color:#0a0f1e;border-color:#60a5fa}[data-theme=dark] .tq-btn{background:#1e293b;border-color:#334155;color:#94a3b8}[data-theme=dark] .tq-btn.active{background:#60a5fa;border-color:#60a5fa;color:#0a0f1e}[data-theme=dark] .map-wrap{background:linear-gradient(135deg,#0f172a,#1e293b);border-color:#334155}[data-theme=dark] .sf-page-hero{background:linear-gradient(135deg,#090e1a,#0d1424 60%,#111827)}[data-theme=dark] .story-badge,[data-theme=dark] .image-badge{background:#1e293b;box-shadow:0 8px 32px #00000080}[data-theme=dark] .image-badge .num,[data-theme=dark] .story-badge .num{color:#60a5fa}[data-theme=dark] .faq-item{background:#1e293b;border-color:#334155}[data-theme=dark] .faq-item.open{border-color:#60a5fa}[data-theme=dark] .faq-question{color:#e2e8f0}[data-theme=dark] .faq-question:hover{color:#60a5fa}[data-theme=dark] .faq-q{color:#e2e8f0}[data-theme=dark] .faq-q:hover{color:#60a5fa}[data-theme=dark] .faq-icon,[data-theme=dark] .faq-ico{border-color:#60a5fa;color:#60a5fa}[data-theme=dark] .faq-item.open .faq-icon,[data-theme=dark] .faq-item.open .faq-ico{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .sf-section-label{background:#60a5fa1f;color:#60a5fa}[data-theme=dark] .sf-section-title .hl{color:#fbbf24}[data-theme=dark] .sf-section-title .hl-green{color:#60a5fa}[data-theme=dark] .service-icon,[data-theme=dark] .value-icon,[data-theme=dark] .step-icon{background:#60a5fa1f;color:#60a5fa}[data-theme=dark] .service-card:hover .service-icon,[data-theme=dark] .value-card:hover .value-icon,[data-theme=dark] .step-card:hover .step-icon{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .feature-icon{background:#60a5fa26;color:#60a5fa}[data-theme=dark] .feature-item:hover .feature-icon{background:#fbbf24;color:#0a0f1e}[data-theme=dark] .channel-icon{background:#60a5fa1f;color:#60a5fa}[data-theme=dark] .channel-card:hover .channel-icon{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .contact-card .ico{background:#60a5fa}[data-theme=dark] .contact-card:hover .ico{background:#fbbf24;color:#0a0f1e}[data-theme=dark] .sf-btn-primary{background:#60a5fa;color:#0a0f1e;box-shadow:0 4px 20px #60a5fa4d}[data-theme=dark] .sf-btn-primary:hover{background:#93c5fd;color:#0a0f1e;box-shadow:0 8px 28px #60a5fa73}[data-theme=dark] .sf-btn-outline{border-color:#60a5fa;color:#60a5fa}[data-theme=dark] .sf-btn-outline:hover,[data-theme=dark] .btn-apply{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .btn-apply:hover{background:#93c5fd}[data-theme=dark] input[type=range]{accent-color:#60a5fa}[data-theme=dark] .range-btn{border-color:#60a5fa;color:#60a5fa}[data-theme=dark] .range-btn:hover{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .service-link{color:#60a5fa}[data-theme=dark] .service-card:hover .service-link{color:#fbbf24}[data-theme=dark] .step-num{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .team-avatar{border-color:#0f172a}[data-theme=dark] .team-social a{background:#0f172a;color:#60a5fa}[data-theme=dark] .team-social a:hover{background:#60a5fa;color:#0a0f1e}[data-theme=dark] .check-item i{color:#60a5fa}[data-theme=dark] #sf-preloader{background:#0a0f1e}.nav-right-actions{display:flex;align-items:center;gap:10px;flex-shrink:0}.nav-icon-btn{width:40px;height:40px;border-radius:50%;border:2px solid rgba(255,255,255,.25);background:#ffffff1a;color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:1.05rem;transition:var(--transition);flex-shrink:0;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.nav-icon-btn:hover{background:var(--accent);border-color:var(--accent);color:var(--primary-dark);transform:rotate(15deg) scale(1.1)}[data-theme=dark] .nav-icon-btn{border-color:#fff3;background:#ffffff14;color:var(--accent)}[data-theme=dark] .nav-icon-btn:hover{background:var(--accent);color:#0d1c17}.nav-calc-btn:hover{transform:scale(1.1)}.theme-toggle:hover{transform:rotate(20deg) scale(1.1)}.theme-toggle-sidebar{width:34px;height:34px;border-radius:50%;border:2px solid var(--border);background:var(--bg-light);color:var(--primary);cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:.95rem;transition:var(--transition)}.theme-toggle-sidebar:hover{background:var(--primary);color:#fff;border-color:var(--primary);transform:rotate(20deg) scale(1.08)}[data-theme=dark] .theme-toggle-sidebar{background:#1a2f27;border-color:var(--border);color:var(--accent)}.sf-sidebar-calc-link{display:flex;align-items:center;gap:12px;padding:13px 16px;border-radius:10px;font-weight:700;font-size:.95rem;color:var(--primary)!important;background:#074c3e12;transition:background .2s,color .2s;margin-top:4px}.sf-sidebar-calc-link:hover{background:var(--primary)!important;color:#fff!important}[data-theme=dark] .sf-sidebar-calc-link{background:#1db98a1f;color:var(--primary)!important}.sf-nav-links li:not(.sf-dropdown)>a,.sf-nav-links li.sf-dropdown>a{color:#ffffffe0!important}.sf-nav-links li:not(.sf-dropdown)>a:hover,.sf-nav-links li.sf-dropdown>a:hover,.sf-nav-links li.active>a{color:#fff!important}.sf-dropdown-menu a{color:#0f1923!important}[data-theme=dark] .sf-dropdown-menu a{color:#fff!important}.sf-dropdown-menu a:hover{color:var(--primary)!important}[data-theme=dark] .sf-dropdown-menu a:hover{color:var(--accent)!important}@media (max-width: 991px){.nav-calc-btn,.theme-toggle{display:none}.nav-right-actions{gap:8px}}@media (max-width: 480px){.nav-right-actions{gap:6px}}